Why Choose Navy Federal for the Home Loan?

We have that loan choice you get a great deal on it for you and special features to make sure.

  • Freedom Lock 1
  • VA Loan expertise
  • Loans without any advance payment 2
  • No PMI required

Find out about Navy Federal Home Loans

Prices & Loans Alternatives

VA Loans

Interest only

Mainstream Fixed

Interest only

Brand New! Enjoy A soft Mortgage Enjoy With HomeSquad

Fast Preapprovals, Step-by-Step Guidance and 24/7 use of Your Loan Status

Homeownership: Where Have You Been in Your Journey?

Whether you’re gathering information, crunching the figures or getting ready to fill your application out, we possess the tools and resources you will need.

More than simply a home loan

As a Navy Federal user, you receive use of benefits that are additional save you time and money. Get the loan, realtor, name solutions and loan servicing all through us.

Find a realtor

Use RealtyPlus ® to have matched with a top-performing realtor in your town and earn money straight back, too. Exclusive for Navy Federal people. 4

Near Your Loan Stress-Free

Shutting on your own new house is an exciting time! Rely on Navy Federal Title Services to guide you through the method.

Mortgage Training Center

Here’s everything you need to understand to get or refinance a house.

Homeowner Resources

Creating a re re Payment

Discover what accocunts for your month-to-month mortgage repayments and find out about convenient re re payment choices.

Understanding Escrow

Discover how we determine your escrow re re payments to get responses to your most usually expected concerns.

Insurance Claims

You need to make your insurance claim process as easy as possible if you’ve experienced property damage, here’s everything.

If you’re having difficulty maintaining up along with your mortgage repayments, we possibly may manage to help. To find out more, please see our “Alternatives to Foreclosure” page.


1 Freedom Lock is available for brand new applications on purchase and refinance loans at no fee that is additional by having a maximum interest reduction of as much as 0.25percent. You will are able to relock one time if prices improve, as well as your loan must near within sixty (60) times of initial lock. ?

2 May add a extra capital cost, that might be financed as much as the most loan quantity. Item features are at the mercy of approval. ?

3 A VA loan of $250,000 for 15 years at 2.875per cent interest and 3.351% APR may have a payment that is monthly of1,711. A VA loan of $250,000 for three decades at 3.000per cent interest and 3.281% APR has a payment of $1,054. A loan that is fixed-rate of250,000 for 15 years at 2.750per cent interest and 3.003% APR could have a payment of $1,697. A fixed-rate loan of $250,000 for three decades at 3.250per cent interest and 3.442% APR could have a payment per month of $1,088. Fees and insurance not included; therefore, the actual repayment responsibility is going to be greater. ?

4 The cash-back bonus is offered generally in most states and it is designed for specific product product sales and purchases of home; offer limited by one cash-back bonus per home without any limitation regarding the level of times you may make use of the system. A gift card or commission credit at closing may be provided in lieu of the cash-back bonus in some states. This system is certainly not obtainable in IA or away from U.S. Cash-back bonus is certainly not obtainable in AK, Los Angeles or okay. A gift card with preloaded points that are ready for spending at specified retail establishments after closing will be issued in KS and TN. State regulations in KS restrict the dollar quantities and also the style of motivation. In MS, NJ, and OR, a payment decrease may be available at shutting. Please talk to the scheduled system coordinator for details. This is simply not a solicitation if you should be currently represented by way of a real-estate broker. The cash-back bonus is available utilizing the purchase or purchase of your house by using a program-referred and -approved agent. How big is your money back award varies according to the worthiness of this property you will be selling or buying. Getting the full $8,000 cash return award requires transacting in home respected at $1.75 million or greater. To calculate the size of you prospective cash back, please see All estate that is real are negotiable. Contact RealtyPlus for conditions and terms. Standard listing fees apply. ?

Navy Federal Suggestions

Mission Statement

Since 1933, Navy Federal Credit Union has exploded from 7 people to over 8 million users. And, after that, our eyesight statement has remained centered on serving our unique industry of account:

“Be the most preferred and trusted economic institution serving the armed forces and their own families. ”


Leave a Comment